Thirteen paydays, not twelve
PIP runs on its own clock: every 28 days, not monthly. Count them up and you get 13 payments across the year instead of 12 — which means twice a year, sort of, a calendar month catches two PIP paydays and budgeting gets briefly confusing. Worth knowing before it surprises you.
That 28-day cycle also means your money always lands on the same weekday (always a Tuesday, say), rolling forward four weeks at a time. Pop your last payment date into the calculator above and it’ll project the next one, bank holidays included.
It’s about what you can do, not your diagnosis
PIP replaced Disability Living Allowance for adults, and it works differently from most benefits: nobody cares what your condition is called. What matters is how it affects ordinary life — cooking, washing, getting dressed, taking medication, reading, holding a conversation, planning a journey, physically getting about.
That breaks into two parts, and you can qualify for one or both:
- Daily living — the everyday tasks at home and out in the world: preparing food, bathing, dressing, managing medicines, communicating.
- Mobility — getting around: planning and following journeys, moving independently.
Each part pays at a standard or enhanced rate depending on how much help you need, as decided at assessment. And here’s a detail people often miss: PIP is not means-tested and it’s tax-free. Working, earning well, having savings — none of it disqualifies you.