Official NINO → payday table

State Pension Payday: National Insurance Codes 2026

Your State Pension is usually paid every 4 weeks. The weekday is fixed by the last 2 digits of your National Insurance number.

Last 2 digits of NI number State Pension payday
00 – 19Monday
20 – 39Tuesday
40 – 59Wednesday
60 – 79Thursday
80 – 99Friday

How to use this table

Take the last two digits of your National Insurance number (for example, QQ 12 34 56 C — the digits, not the final letter) and match them to the weekday above. That weekday is your regular payday, repeating every 4 weeks. To project your exact 2026 dates, use our State Pension calculator.

Bank holidays move your payday earlier

GOV.UK confirms you might be paid earlier if your normal payment day is a bank holiday — in practice, the last working day before. The amount stays the same, but the gap until your next 4-weekly payment gets longer, so budget for it. See bank holiday payment changes.

Sources & accuracy: payday table and 4-weekly frequency per GOV.UK — New State Pension: when you're paid (identical table at basic State Pension). See how we calculate.

Frequently Asked Questions

What day is my State Pension paid?
It depends on the last two digits of your National Insurance number: 00–19 Monday, 20–39 Tuesday, 40–59 Wednesday, 60–79 Thursday, 80–99 Friday. State Pension is usually paid every 4 weeks.
What happens if my State Pension day is a bank holiday?
GOV.UK says you might be paid earlier if your normal payment day is a bank holiday — in practice the last working day before. Check the bank holiday hub for the exact 2026 shifts.
Where do I find my National Insurance number?
On payslips, P60s, tax letters, or in your personal tax account. You need only the last two digits to find your payday using the table on this page.

Project your 2026 pension dates

Enter your NI digits and get every payday with holiday adjustments.